Construction

The risks on construction sites are significant for a contractor, which is why you want to be well insured against potential damages. Construction All-Risk insurance (CAR) is designed to protect your project during construction. With CAR, you are insured for damage to construction work and plans, as well as bad weather damage to, or theft of, any construction materials. On top of that, everyone involved in the construction project is also co-insured against any potential damage they may cause. However, be aware that only some aspects of your project are included within the scope of this policy. For example, not all forms of damage are met by basic CAR insurance. These may include damages to the belongings of other people working at the construction site, or losses due to flooding. You can choose from several additional modules to protect you against such additional risks. Contact our team to discuss which additional modules are available and which are best suited to your company or project.

Commercial Liability insurance protects you in a situation where you, your employees or your products cause bodily injury to, or property damage concerning, third parties. Generally, this type of insurance covers work-related injuries or injuries caused by defective craft.

A commercial vehicle is vital for most construction entrepreneurs. You cannot afford for it to be stolen or damaged, which puts the continuity of your daily operations at risk. With Commercial Vehicle insurance, your vehicle is insured for any damage you cause while driving. Simultaneously, you can add further components to the standard policy to protect yourself from vehicle theft. To take a closer look at this coverage’s features, please get in touch with our team.

Although Commercial Auto insurance can be beneficial for your business, it requires more than just insuring your commercial vehicle to protect yourself from risks. For instance, many of the materials and tools stored in your vehicle are critical for carrying out your work. But if something happens on the road, a Commercial Vehicle insurance policy alone will not insure you against damage or theft of the items in your vehicle. Therefore, it is best also to take out Transport insurance to cover yourself against theft and damage to the items you are transporting. Doing so will ensure that your belongings are always insured when you’re on the road.